We have a built a great reputation with property developers and investors for providing an efficient and through first class service paired with expertise and high quality advice. This has been proved with clients returning to us multiple times and the high volume of client referrals.
We feel our mortgage brokerage is uniquely positioned within the industry with first hand experience from a investors and developers point of view as many of the team invest in property.
We also feel that there are a very few buy to let mortgage brokers who know exactly what they are talking about – we believe there should be a separate qualification for buy to let mortgages due to the complexity.
With an in-depth knowledge of Buy to Let mortgages, we have streamlined the process for our clients by understanding which lenders that we can go to, know what supporting documents that need to be submitted and an exceptional understanding of the product.
Case studies of buy to let:
- Our client is a seafarer who spends 6 months overseas and he was looking to start a property portfolio and set up a limited company to purchase a property. Seafarers’ earnings are free of UK income tax.
Our client has already been to three mortgage brokers previously who were unable to arrange a mortgage due to the fact he didn’t pay UK tax however, we were able to secure our client with his first buy to let mortgage at an extremely competitive rate.
- Our clients are professional landlords with a portfolio of 20 properties and they purchased a three-bedroom apartment above a funeral directors’ located in a busy high street surrounded by commercial properties at an auction with cash.
- The clients were looking to refinance the property onto a buy to let mortgage and release the money they had invested due to property being worth significantly more. After the client had two mortgage applications refused, we were able to secure a buy to let mortgage with a specialist lender.
So far this year money leant totals to £24,708,507 through 129 applications and 65% of that total being Buy to Let Mortgages.
Customer Testimonial – Google Review
“My third time using Mike and the team and yet again the service was absolutely fantastic. I was continually kept updated throughout the whole process and any queries/questions were dealt with swiftly. I cannot recommend them enough. Professional, friendly and always on hand to help. 10/10”
Customer Testimonial – Trust Pilot Review
“Michael Andrew FS have helped me to get a mortgage for my first buy to let property. I got in touch with Mike before my offer had been accepted. Mike and team have been incredibly helpful form the moment I first got in touch with them. All my queries were responded to throughout and quickly. I will definitely be using Michael Andrew FS again in the future and I would certainly recommend them to everyone and anyone.”
*Amplo Mortgages was previously Michael Andrew FS – recently rebranded to Amplo.