Fluent Lifetime

Fluent Money Group comprises of several business whose suite of products include secured loans, mortgages, equity release, buy to let, unsecured loans and protection.

Our directors have been key in bringing together lenders, master brokers and industry figures in non-partisan meetings about the future development of the specialist lending channel.

We continue to take a strong message to the intermediary sector via our field account managers and our team of internal business development officers, championing the use of specialist lending products, and their place in the adviser’s capital raising alternatives. Last year our BDM team attended over 80 industry network and mortgage club events across the UK.

By the end of 2019 we will be on a run rate of £1billion worth of annualised lending.

Our partners receive a service tailored to deliver the right solution for them and their clients particular needs, making use of our experienced team of advisers, backed by a one on one human single point of contact to accompany them throughout the process.

At the time of writing we have received over 7,800 individual reviews from our brokers clients. Almost 99% of these reviews rated us 4 out of 5 or better. Our broker partners have left almost 700 reviews and rated us 4.93 out of 5. This feedback is important and allows us to measure our service across the business. All reviews are in real time which can be viewed on our website.

We have made huge investments in time, money, focus and energy in creating our service proposition which provides the customer with a digital journey within an industry that is still very much an analogue one. We firmly believe that investment in technology, innovation, compliance and our people has been the key to our success.

We guarantee the broker and customer journey differs from anything else within the industry, making use of the most up to date technology, our team is able to ensure a smooth customer journey, especially in terms of customer and broker communication with online case tracking and our smartphone app, which allows a two-way flow of information.

Technologically, our systems are constantly evolving to service our brokers and their customers more efficiently. For example, our smartphone app described above is being upgraded to allow electronic ID checking, which will mean that the physical dispatch of documents to prove identification will no longer be necessary, saving processing time and eliminating the potential loss of important documentation.

In an age where issues over data security and fraud are on the increase, our ISO27001 accreditation in data and information security management and our investment in systems to vet all identity documentation to weed out fraudulent applications, along with our commitment to customer and lender partners is taken very seriously.

The Fluent Money Group represents the best example of a modern specialist brokerage, but while proud of its achievements in becoming the largest specialist broker in the UK, is constantly improving its service proposition to benefit our partners and their clients.