The Mortgage Works

The Mortgage Works (TMW), the specialist lending arm of Nationwide Building Society, has enjoyed another stellar year, building on the successes of 2018 and remaining at the forefront of brokers’ minds when it comes to specialist lending.

Off the back of changes such as the introduction of 80% LTV lending, the removal of maximum age limits for experienced landlords and returning to the Limited Company Buy to Let market, 2019 has seen further improvements.

The TMW intermediaries website has been completely re-vamped. We have an enduring commitment to helping brokers and their clients. We know that an easy to use, reliable website that allows brokers to access key information and being useable on any device is a huge part of achieving this. Our brand-new website allows this, and has been built with brokers in mind. It has consistently been rated as one of the best lender websites out there and is optimised for quick and effective searching, saving brokers time.

Throughout the last 12 months, TMW and Nationwide has used its respected and trusted voice to provide thought leadership and to help influence and shape a housing market fit for the 21st century – fit for both landlords and tenants, with our overriding aim of ensuring that everyone has a place fit to call home. During the course of the year, we have continued to publish market analysis on a national and regional basis, stimulating debate. A fair and effective rental market is vital for a successful economy and society and this is always at the forefront of our thinking.

In the summer, we launched the brand new TMW Online – an online application submission and tracking system, designed and built in-house allowing us the flexibility to make changes quickly as the market demands and technology advances. The online case-tracking systems provides live information on cases, saving brokers time by avoiding unnecessary phone calls. At the same time, Live Chat for eSupport has been introduced giving brokers quick access to system experts who can help with case-keying issues.

Despite all of these changes over the course of the last 12 months TMW has also maintained its position as the brokers’ Buy to Let lender of choice with a product proposition offering a breadth of choice which is unrivalled in the marketplace – offering brokers and their clients a huge range of product types and terms ensuring there really is something for everyone, from the first-time landlord through to the £multi-million portfolio holder with Limited Company and HMO buy to lets.