Kim started VIBE in April 2018 from a home office having previously worked as a Lending Manager for both InterBay Commercial and Hampshire Trust Bank. Having a purely specialist mortgage background covering all types of investment properties where Commercial Finance played a huge part in her role, Kim knew she could offer her clients something different to the standard broker and this experience has proven invaluable for VIBE, taking it to where it is today.
Kim and the advising team know exactly how to submit what is deemed as ‘complex’ cases to lenders with the relevant information and mitigants to ensure a smooth process for our clients. There is rarely a case where we cannot help.
Educating the VIBE team, clients and introducers on specialist finance is vital to VIBE; we provide the mortgage update monthly at local property networking events (now via Zoom!)
The demand for bridging finance in the current climate remains strong as is the need for a broker that fully understand the forever changing lender criteria, rates, appetite and timescales – how we stay on top of this at the moment is down to one thing; communication.
2020 has been a tumultuous and tough year for everyone and running a business has not been easy by any means. Kim has ensured she has kept VIBE present on social media by keeping posts positive and upbeat (even with the odd TikTok!)
Mental health has remained a priority for Kim & the VIBE team. We introduced various new measures to help our team through this tough time by introducing regular meetings and a ‘ME’ Day where each team member gets an extra day each year to take some time for themselves.
VIBE receive amazing client feedback and reviews which we are incredibly proud of;
“Great service from Vibe Finance. We generally need to complete our mortgages quickly and Vibe were both quick and efficient, they also answered all of our queries in a timely manner. And as an added bonus they’re friendly too”
“A five star plus service from a fabulous team. Excelled even in this current climate. I will definitely be using Vibe in the future and won’t hesitate recommending them”
Kim has received recognition for her work at VIBE having won the NACFB Rising Star of the Year 2019 award, Entrepreneur of the Year 2020 at the Business Excellence Awards, Commercial Broker of the Year at the British Specialist Lending Awards as well as the VIBE Team being awarded Highly Commended at the Bridging & Commercial Awards and for Kelly Rule to also win Best Newcomer at the SFI Awards 2020.
We look forward to continuing our work into 2021 and are looking to the future in the only way we know; most positive ‘VIBE’ way we can!